Policies & Procedures


This manual outlines the Institute's policy toward the management of potential losses to which we are exposed as a result of our every day activities.

It is the purpose of this manual to contribute to proper risk management by providing information on our risk management program, organization, and procedures.

This manual should serve as a pragmatic working reference for those individuals who may encounter loss events or issues of risk management on a sporadic basis. Its purpose is to outline the methods by which each particular exposure is handled and to set forth the administrative procedures to be followed. The information and procedures in this manual are intended to serve as guidelines for your day-to-day use. Any interpretations of coverages or requests for additional information should be made through the Insurance Office.